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"

Newark (/'nu?.?rk/ or also locally /n??rk/) is the largest city (by population) in the U.S. state of New Jersey, and the county seat of Essex County. One of the nation's major air, shipping, and rail hubs, the city had a population of 277,140 in 2010, making it the nation's 67th most-populous municipality, after being ranked 63rd in the nation in 2000.Located in the heart of New Jersey's Gateway Region, Newark is the second largest city in the New York metropolitan area, approximately 8 miles (13 km) west of Manhattan. Port Newark, the major container shipping terminal in the Port of New York and New Jersey, is the largest on the East Coast. Newark Liberty International Airport was the first municipal commercial airport in the United States and today one of its busiest.Newark is headquarters to numerous corporations, such as Prudential Financial, Panasonic Corporation of North America and PSEG. It is also home to several universities, such as Rutgers�Newark (including the law school and medical school), the New Jersey Institute of Technology, and Seton Hall University's Law School. Among others, its cultural and sports venues include: the New Jersey Performing Arts Center, the Prudential Center, and the Bears & Eagles Riverfront Baseball Stadium.Newark is divided into five geographical wards, and contains neighborhoods ranging in character from bustling urban districts to quiet suburban enclaves. Newark's Branch Brook Park is the oldest county park in the United States and is home to the nation's largest collection of cherry blossom trees, which number about 4,300.More than 100,000 people commute to Newark on weekdays, making it the state's largest employment center with many white-collar jobs in insurance, finance, import-export, health-care, and government. As a major courthouse venue including federal, state, and county facilities, it is home to more than 1,000 law firms. The city is also a ""college town"", with nearly 40,000 students attending the city's universities and medical and law schools. Its airport, maritime port, rail facilities, and highway network make Newark the busiest transhipment hub on the East Coast in terms of volume.

 

Jersey City is the largest city in and seat of Hudson County, New Jersey. As of the 2010 United States Census, the population of Jersey City was 247,597, making it the second-most populous city in New Jersey, after Newark.Part of the New York metropolitan area, Jersey City lies across from Lower Manhattan between the Hudson River and Upper New York Bay and the Hackensack River and Newark Bay. A port of entry, with 11 miles (18 km) of waterfront and significant rail connections, Jersey City is an important transportation terminus and distribution and manufacturing center for the Port of New York and New Jersey. Service industries have played a prominent role in the redevelopment of its waterfront and the creation of one of the nation's largest downtown office markets.After a peak population of 316,715 measured in the 1930 Census, the city's population saw a half-century long decline to a low of 223,532 in the 1980 Census, but since then the city's population has grown, with the 2010 population reflecting an increase of 7,542 (+3.1%) from the 240,055 counted in the 2000 Census, which had in turn increased by 11,518 (+5.0%) from the 228,537 counted in the 1990 Census.

 

Paterson is the largest city in and the county seat of Passaic County, New Jersey, United States, in the New York City Metropolitan Area. As of the 2010 United States Census, its population was 146,199, rendering it New Jersey's third-most-populous city reflecting a decline of 3,023 (-2.0%) from the 149,222 counted in the 2000 Census, which had in turn increased by 8,331 (+5.9%) from the 140,891 counted in the 1990 Census. The Census Bureau estimated a 2012 population of 145,219, a decrease of 980 (-0.7%) since 2010. Data from the 2011 U.S. Census Bureau estimate reveals that Paterson continues to carry the second-highest density of any U.S. city with over 100,000 people, behind only New York City. Paterson is known as the ""Silk City"" for its dominant role in silk production during the latter half of the 19th century. The city has since evolved into a major destination for Hispanic emigrants as well as for immigrants from the Arab and Muslim world. It has the second-largest Muslim population in the United States.

 

Elizabeth is both the largest city and the county seat of Union County, New Jersey, United States. As of the 2010 United States Census, the city had a total population of 124,969, retaining its ranking as New Jersey's fourth largest city (by population). The population increased by 4,401 (+3.7%) from the 120,568 counted in the 2000 Census, which had in turn increased by 10,566 (+9.6%) from the 110,002 counted in the 1990 Census.In 2008, Elizabeth was named one of ""America's 50 Greenest Cities"" by Popular Science magazine, the only city in New Jersey selected.

 

Edison is a township in Middlesex County, New Jersey, United States. As of the 2010 United States Census, Edison had a total population of 99,967, retaining its position as the fifth-most populous municipality in New Jersey. The 2010 population reflected an increase of 2,280 (+2.3%) from the 97,687 counted in the 2000 Census, which had in turn increased by 9,007 (+10.2%) from the 88,680 counted in the 1990 Census.What is now Edison Township was originally incorporated as Raritan Township by an Act of the New Jersey Legislature on March 17, 1870, from portions of both Piscataway Township and Woodbridge Township. Portions of the township were taken to form Metuchen on March 20, 1900, and Highland Park on March 15, 1905. The name was officially changed to Edison Township on November 10, 1954, in honor of inventor Thomas Edison, who had his main laboratory in the Menlo Park section of the township.Edison was ranked the 28th most livable small city in the United States by Magazine, and the 2nd in New Jersey in 2006 in Money Magazine's ""Best Places To Live"". In 2008 two years later, Money Magazine changed the town's ranking to 35 out of the top 100 places to live in the United States of America. Edison Township was not on the 2007 list because that year's list included only municipalities with a population of 50,000 or less. In the 2006 survey of America's Safest Cities, the township was ranked 23rd, out of 371 cities included nationwide, in the 13th annual Morgan Quitno survey. In 2009, Edison was ranked as one of ""America's 10 Best Places to Grow Up"" by and World Report. The rankings focused on low crime, strong schools, green spaces, and abundance of recreational activities.Entertainment, a video game company, has its corporate headquarters in Edison. Other companies have warehouse operations within Edison. These companies include the Italian food producer and importer , as well as the regional hubs for , , . In addition Edison is home to the State's largest private convention center, the New Jersey Convention and Exposition Center located within the Raritan Center Business Park. Raritan Center itself is the largest industrial park on the east side of the Mississippi River. The United States headquarters of the international company Systems is located in Edison.

 

Woodbridge Township is a township in Middlesex County, New Jersey, United States. As of the 2010 United States Census, the township had a total population of 99,585, reflecting an increase of 2,382 (+2.5%) from the 97,203 counted in the 2000 Census, which had in turn increased by 4,117 (+4.4%) from the 93,086 counted in the 1990 Census. Woodbridge was the sixth-most-populous municipality in New Jersey in 2010, the same ranking it held a decade earlier.The Township of Woodbridge is the oldest original township in New Jersey and is named after Reverend John W. Woodbridge (1613�1691) of Newbury, Massachusetts, who settled in the early autumn of 1664 and was granted a royal charter on June 1, 1669, by King Charles II of England. It was reincorporated on October 31, 1693. Woodbridge Township was incorporated by an Act of the New Jersey Legislature on February 21, 1798, as part of the initial group of 104 townships incorporated in the state under the Township Act. Portions of the township were taken to form Rahway (April 19, 1858), Raritan Township (March 17, 1870, now Edison Township) and Roosevelt (April 11, 1906, now Carteret).According to Joshua Coffin, the early settlers included ""Captain John Pike, the ancestor of General Zebulon Montgomery Pike, who was killed at the battle of Queenstown in 1813; Thomas Bloomfield, the ancestor of Joseph Bloomfield, some years governor of New Jersey, for whom the township of Bloomfield, New Jersey is named; John Bishop, senior and junior; Jonathan Haynes; Henry Jaques; George March; Stephen Kent; Abraham Toppan, junior; Elisha Ilsley; Hugh March; John Bloomfield; Samuel Moore; Nathaniel Webster; John Ilsley; and others."" Woodbridge was the site of the first gristmill in New Jersey. The mill was built by Jonathan Singletary Dunham (married to Mary Bloomfield, relative of Joseph Bloomfield).[31]Wakefern Food Corporation, owner of ShopRite, has its headquarters in Keasbey in the township.[94][95]

 

Lakewood Township is a township in Ocean County, New Jersey, United States. As of the 2010 United States Census the township had a total population of 92,843, representing an increase of 32,491 (+53.8%) from the 60,352 counted in the 2000 Census, which had in turn increased by 15,304 (+34.0%) from the 45,048 counted in the 1990 Census. The township ranked as the seventh-most-populous municipality in the state in 2010 after having been ranked 22nd in 2000. The sharp increase in population from 2000 to 2010 was led by increases in the township's Orthodox Jewish and Latino communities.Lakewood was incorporated as a township by an Act of the New Jersey Legislature on March 23, 1892, from portions of Brick Township. Portions of Howell Township in Monmouth County were annexed to Lakewood Township in 1929.Lakewood is one of the hubs of Orthodox Judaism and is home to one of the largest yeshivas in the world. The large Orthodox population, comprising more than half of the township's population, wields considerable political clout in the Township, commanding a bloc of about 10,000 votes.Lakewood CDP (2010 Census population of 53,805), Leisure Village (4,400 as of 2010) and Leisure Village East (4,217 as of 2010) are census designated places (CDPs) and unincorporated communities located within Lakewood Township.

 

Toms River is a township in Ocean County, New Jersey, United States, and the county seat of Ocean County. On November 7, 2006, voters approved a change of the official name from the Township of Dover (or, Dover Township) to the Township of Toms River, effective November 14, 2006. As of the 2010 United States Census, the township had a total population of 91,239,[11] with the township ranking as the 8th-most-populous municipality in the state in 2010 (after having been ranked 7th in 2000) and the second most-populous municipality in Ocean County (behind Lakewood Township, which had a population of 92,843). The 2010 population increased by 1,533 (+1.7%) from the 89,706 counted in the 2000 Census, which had in turn increased by 13,335 (+17.5%) from the 76,371 counted in the 1990 Census.What is now Toms River Township was established by Royal charter as Dover Township on March 1, 1768, from portions of Shrewsbury Township, while the area was still part of Monmouth County. Dover Township was incorporated as one of New Jersey's first 104 townships by an Act of the New Jersey Legislature on February 21, 1798. Portions of the township were taken to form Jackson Township (March 6, 1844), Union Township (March 10, 1846, now Barnegat Township), Brick Township (February 15, 1850), Manchester Township (April 6, 1865), Berkeley Township (March 31, 1875), Island Heights (May 6, 1887), Lavallette (December 21, 1887) and Seaside Heights (February 26, 1913).In 2006, Toms River was ranked by Morgan Quitno Press as the 15th safest city in the United States, of 369 cities nationwide. In 2007, Toms River was again ranked as the 14th-safest city in the United States of 371 cities nationwide.Toms River can be seen in various TV and news media including MTV's Made and Jersey Shore (seasons 1,3,and 5), HBO's Boardwalk Empire and the original The Amityville Horror movie. In 1998, Toms River East Little League won the Little League World Series. The township has what is said to be the second-largest Halloween parade in the world.

 

Hamilton Township is a township in Mercer County, New Jersey, United States. The township is within the New York metropolitan area as defined by the United States Census Bureau, but directly borders the Philadelphia metropolitan area and is part of the Federal Communications Commission's Philadelphia Designated Market Area. As of the 2010 United States Census, the township had a total population of 88,464, reflecting an increase of 1,355 (+1.6%) from the 87,109 counted in the 2000 Census, which had in turn increased by 556 (+0.6%) from the 86,553 counted in the 1990 Census. The township was the state's 9th-largest municipality, after having been ranked 10th in 2000. The township is located immediately east of the city of Trenton, the state's capital.Hamilton was incorporated as a township by an Act of the New Jersey Legislature on April 11, 1842, from portions of the now-defunct Nottingham Township. Portions of the township were taken to form Chambersburg borough (April 1, 1872, annexed by Trenton in 1888) and Wilbur borough (April 24, 1891, annexed by Trenton in 1898). Hamilton Township derives its name from the village of Hamilton Square, which might have been named for Alexander Hamilton.In 2006, Hamilton Township was ranked by Morgan Quitno as the eighteenth-safest city in the United States, out of 369 cities nationwide. In the company's 2005 survey, the Township was ranked 15th safest of 354 cities surveyed nationwide.

 

Trenton is the capital city of the U.S. state of New Jersey and the county seat of Mercer County. The city is considered to be within the New York metropolitan area by the United States Census Bureau, but directly borders the Philadelphia metropolitan area and is part of the Federal Communications Commission's Philadelphia Designated Market Area. As of the 2010 United States Census, Trenton had a population of 84,913, making it the state's 10th-largest municipality. The Census Bureau estimated that the city's population was 84,349 in 2013.[11]Trenton dates back at least to June 3, 1719, when mention was made of a constable being appointed for Trenton, while the area was still part of Hunterdon County. Boundaries were recorded for Trenton Township as of March 2, 1720, a courthouse and jail were constructed in Trenton around 1720 and the Freeholders of Hunterdon County met annually in Trenton. Trenton became New Jersey's capital as of November 25, 1790, and the City of Trenton was formed within Trenton Township on November 13, 1792. Trenton Township was incorporated as one of New Jersey's initial group of 104 townships by an Act of the New Jersey Legislature on February 21, 1798. On February 22, 1834, portions of Trenton Township were taken to form Ewing Township. The remaining portion of Trenton Township was absorbed by the City of Trenton on April 10, 1837. A series of annexations took place over a 50-year period, with the city absorbing South Trenton borough (April 14, 1851), portions of Nottingham Township (April 14, 1856), both the Borough of Chambersburg Township and Millham Township (both on March 30, 1888), as well as Wilbur Borough (February 28, 1898).Trenton was a major manufacturing center in the late 19th and early 20th centuries. One relic of that era is the slogan ""Trenton Makes, The World Takes"", which is displayed on the Lower Free Bridge (just north of the Trenton�Morrisville Toll Bridge).[55] The city adopted the slogan in 1917 to represent Trenton's then-leading role as a major manufacturing center for rubber, wire rope, ceramics and cigars.[56]

 

Clifton is a city in Passaic County, New Jersey, United States. As of the 2010 United States Census, the city had a total population of 84,136,[11] retaining its position as the state's 11th-largest municipality, as the population increased by 5,464 (+6.9%) from the 78,672 counted in the 2000 Census, which had in turn increased by 6,930 (+9.7%) from the 71,742 counted in the 1990 Census.Clifton was incorporated as a city by an Act of the New Jersey Legislature on April 26, 1917, replacing Acquackanonk Township, based on the results of a referendum held two days earlier. Clifton is listed under five different ZIP Codes (07011 Main Avenue, 07012 Allwood, 07013, 07014 Delawanna and 07015).

 

Camden is a city in Camden County, New Jersey, United States. It is the county seat, located across the Delaware River from Philadelphia. As of the 2010 United States Census, the city had a total population of 77,344,[11] representing a decline of 2,560 (3.2%) from the 79,904 residents enumerated during the 2000 Census, which had in turn declined by 7,588 (8.7%) from the 87,492 counted in the 1990 Census. Camden ranked as the 12th-most populous municipality in the state in 2010 after having been ranked 10th in 2000.Camden was originally incorporated as a city on February 13, 1828, from portions of the now-defunct Newton Township, while the area was still part of Gloucester County. On March 13, 1844, Camden became part of the newly formed Camden County.Three of Camden's mayors have been jailed for corruption, the most recent being Milton Milan in 2000. From 2005 to 2012, the school system and police department were operated by the state of New Jersey.Camden public schools spent $23,770 per student ($19,118 on a budgetary per-pupil basis) in the 2009�10 school year In 2012, the city's graduation rate fell to 49%, well below the state average of 86%. and the national average of 93%. In 2012, 3 out of 882 SAT test-takers were scored ""college-ready"", defined as a combined score of 1550 or higher on the three sections of the test, a standard met by 43% of students taking the exam nationwide. Among residents, 40% are below the national poverty line.Camden had the highest crime rate in the United States in 2012, with 2,566 violent crimes for every 100,000 people,[31] which is 6.6 times higher than the national average of 387 violent crimes per 100,000 citizens.[32]About 45% of employment in Camden is in the ""eds and meds"" sector, providing educational and medical institutions.[165]

 

Brick Township (also commonly known as Bricktown or Brick) is a township in Ocean County, New Jersey, United States. As of the 2010 United States Census, the township had a population of 75,072,[11] making it the state's 13th-largest municipality and the third most populous municipality in Ocean County (behind Lakewood Township and Toms River Township), having seen a decline of 1,047 residents (-1.4%) from its population of 76,119 in the 2000 Census, when it was the state's 12th most-populous municipality.While the majority of Brick Township is located on the mainland, Ocean Beaches I, II and III are situated on the Barnegat Peninsula, a long, narrow barrier peninsula that separates Barnegat Bay from the Atlantic Ocean. The mainland and beach area of the town are not geographically adjacent. Brick Township was incorporated as a township by an Act of the New Jersey Legislature on February 15, 1850, from portions of both Dover Township (now Toms River Township) and Howell Township. The township was named after Joseph Brick, the owner of Bergen Iron Works located on the Metedeconk River. Portions of the township were taken to form Point Pleasant Beach (May 18, 1886), Bay Head (June 15, 1886), Lakewood Township (March 23, 1892), Mantoloking (April 10, 1911) and Point Pleasant (April 21, 1920). In 1963 voters rejected a referendum that would have changed the township's name to ""Laurelton"".The Havens Homestead Museum is dedicated to the Havens family that originally settled in the Laurelton / Burrsville section of Brick. The museum is the original Havens home which lies on a small plot of farmland. The museum has a gift shop and runs tours of the property daily.After hovering for years in the top five, in 2006, the township earned the title of ""America's Safest City"", out of 371 cities included nationwide in the 13th annual Morgan Quitno survey. Since the year 2000, Brick Township has been the safest ""city"" (population over 75,000) in New Jersey. In 2003 and 2004, Brick Township was ranked as the second safest city in the United States after Newton, Massachusetts. In 2005, Brick Township had dropped down to the fifth safest ""city"" (population over 75,000) in the United States, before it rebounded to the top in 2006. In 2009, Brick Township ranked No. 6 on Newsmax magazine's list of the ""Top 25 Most Uniquely American Cities and Towns,"" a piece written by current CBS News travel editor Peter Greenberg. In determining his ranking, Greenberg cited Brick's consistent nod as a safe city and that its ""commercial development of big-box stores, department stores, and chain restaurants has made it a shopping destination for much of northern Ocean County.Brick Township has also been in the news for a claimed autism epidemic, in which 40 children out of over 6,000 surveyed were found to be autistic, though Brick's autism rate is statistically not far removed from national average. Many of the children found to be autistic were born in Northern New Jersey and other parts of the country. There is no evidence that the levels of autism are linked to any specific environmental factor in Brick. Parents of children diagnosed with autism have moved to the township in order to make use of the special education programs offered by the school district.[31]Brick has also been home to the Heroin epidemic. According to the state's statistics, in 2012 Brick was ranked sixth in the state by heroin abuse after Newark, Jersey City, Paterson, Atlantic City, and Camden. Brick had 550 reported incidents of heroin or opiate abuse.[32]During the December 2010 North American blizzard, Brick Township received 30 inches (760 mm) of snow, the highest accumulation recorded in the state.[33][34] In October 2012, parts of Brick were devastated by Hurricane Sandy. Barrier island and other waterfront properties were particularly hard hit. Homes and such buildings as the Shore Acres Yacht Club sustained major damage; some buildings had to be demolished. Hurricane Sandy damage on the barrier island portion of Brick.

 

Cherry Hill is a township in Camden County, New Jersey, in the United States. As of the 2010 United States Census, the township had a population of 71,045,[11] reflecting an increase of 1,080 (+1.5%) from the 69,965 counted in the 2000 Census, which had in turn increased by 617 (+0.9%) from the 69,348 counted in the 1990 Census. As of 2010, the township was the state's 15th most-populous municipality and the second-largest in Camden County (behind Camden, the county seat), after having been the state's 13th most-populous municipality as of the 2000 Census.Cherry Hill is in the Delaware Valley coastal plain about eight miles (11 km) southeast of Philadelphia. Cherry Hill is considered an edge city of Philadelphia.[

 

Passaic (/p?'se?.?k/ p?-SAY-ik or local /p?'se?k/ p?-SAYK) is a city in Passaic County, New Jersey, United States. As of the 2010 United States Census, the city had a total population of 69,781,[11] maintaining its status as the 15th largest municipality in New Jersey with an increase of 1,920 residents (+2.8%) from the 2000 Census population of 67,861, which had in turn increased by 9,820 (+16.9%) from the 58,041 counted in the 1990 Census.Located north of Newark on the Passaic River, it was first settled in 1678 by Dutch traders, as Acquackanonk Township. The city and river draw their name from the Lenape word ""pahsay�k"" which has been variously attributed to mean ""valley"" or ""place where the land splits.""

 

Middletown Township is a township in Monmouth County, New Jersey, United States. As of the 2010 United States Census, the township had a total population of 66,522,[ making it the state's 16th largest municipality, having seen an increase of 195 residents (0.3%) from its population of 66,327 in the 2000 Census, when it was the state's 17th most populous municipality,[31] which had in turn declined by 1,856 (-2.7%) from the 68,183 counted in the 1990 Census.[32] Middletown is one of the oldest sites of European settlement in New Jersey.[33]Middletown Township was originally formed on October 31, 1693, and was incorporated as a township by an Act of the New Jersey Legislature on February 21, 1798. Portions of the township were taken to form Atlantic Township (February 8, 1847, now Colts Neck Township), Raritan Township (February 25, 1848, now Hazlet Township), Atlantic Highlands (February 28, 1887), Highlands (March 22, 1900) and Keansburg (March 22, 1917).[34]In 2006, 2008, and 2010, Middletown was voted in the Top 100 in CNNMoney.com's Best Places to Live.[35][36][37]

 

Union City is a city in Hudson County, New Jersey, United States. According to the 2010 United States Census the city had a total population of 66,455, reflecting a decline of 633 (-0.9%) from the 67,088 counted in the 2000 Census, which had in turn increased by 9,076 (+15.6%) from the 58,012 counted in the 1990 Census. As of the 2010 Census it was the most densely populated city in the United States,a[�] with a density of 51,810.1 per square mile.Union City was incorporated as a city by an Act of the New Jersey Legislature on June 1, 1925, with the merger of Union Hill and West Hoboken Township. Two major waves of immigration, first of German speakers and then of Spanish speakers, greatly influenced the development and character of Union City. Its two nicknames, ""Embroidery Capital of the United States"" and ""Havana on the Hudson"", reflect important aspects of that history. Thousands make a pilgrimage to Union City each year to see the nation's longest-running passion play and the annual Cuban Day Parade of New Jersey.

 

Old Bridge Township is a township in Middlesex County, New Jersey, United States. As of the 2010 United States Census, the township had a total population of 65,375, reflecting an increase of 4,919 (+8.1%) from the 60,456 counted in the 2000 Census, which had in turn increased by 3,981 (+7.0%) from the 56,475 counted in the 1990 Census. As of the 2010 Census, the township was the state's 18th largest municipality, after being the state's 21st most-populous municipality in 2000. Old Bridge is a bedroom suburb of New York City located across the Raritan Bay from Staten Island, and it is "

"

300, reflecting an increase of 11,397 (+22.4%) from the 50,903 counted in the 2000 Census, which had in turn increased by 8,123 (+19.0%) from the 42,780 counted in the 1990 Census.Traditionally a farming community, it has become a fast-growing suburb with massive development in the later 20th and 21st centuries as a diverse blend of races, religions and cultures. In 2008, Franklin Township ranked #5 on Money magazine's list of America's Top 100 Best Places to Live.What is now Franklin Township was originally formed circa 1745 as Eastern precinct. Franklin Township was incorporated on February 21, 1798, as one of New Jersey's initial group of 104 townships by an Act of the New Jersey Legislature. Portions of the township were taken to form South Bound Brook (formed within Township, became independent municipality as of April 11, 1907) and East Millstone (February 18, 1873, returned to Franklin Township on December 31, 1949).

 

North Bergen is a township in Hudson County, New Jersey, United States. As of the 2010 United States Census, the township had a total population of 60,773, reflecting an increase of 2,681 (+4.6%) from the 58,092 counted in the 2000 Census, which had in turn increased by 9,678 (+20.0%) from the 48,414 counted in the 1990 Census. Originally founded in 1843, the town was much diminished in territory by a series of secessions. Situated on the Hudson Palisades, it is one of the ""hilliest"" municipalities in the United States. Like neighboring North Hudson communities, North Bergen is among those places in the nation with the highest population density and a majority Hispanic population.

 

Vineland is a city in Cumberland County, New Jersey, United States. As of the 2010 United States Census, the city had a total population of 60,724,reflecting an increase of 4,453 (+7.9%) from the 56,271 counted in the 2000 Census, which had in turn increased by 1,491 (+2.7%) from the 54,780 counted in the 1990 Census. Vineland, Millville and Bridgeton are the three principal New Jersey cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area, which encompasses those three cities and all of Cumberland County for statistical purposes and had a population of 156,898 as of the 2010 Census.Vineland was formed on July 1, 1952, through the merger of Landis Township and Vineland Borough, based on the results of a referendum held on February 5, 1952.[ Festivities on July 1, 1952, when the merger took effect, included a parade and speeches from such notables as Senator Estes Kefauver.

 

Union is a township in Union County, New Jersey, United States. In the 18th century, the area that is now Union was then called Connecticut Farms. As of the 2010 United States Census, the township population was 56,642, the highest recorded in any decennial census, reflecting an increase of 2,237 (+4.1%) from the 54,405 counted in the 2000 Census, which had in turn increased by 4,381 (+8.8%) from the 50,024 counted in the 1990 Census.

 

Piscataway Township /p?'sk�t?we?/ is a township in Middlesex County, New Jersey, United States. As of the 2010 United States Census, the township's population was 56,044, reflecting an increase of 5,562 (+11.0%) from the 50,482 counted in the 2000 Census, which had in turn increased by 3,393 (+7.2%) from the 47,089 counted in the 1990 Census.The name Piscataway may stem from the area's original Native American residents, transplants from near the Piscataqua River defining the coastal border between New Hampshire and Maine, whose name derives from peske (branch) and tegwe (tidal river), or alternatively from pisgeu (meaning ""dark night"") and awa (""Place of"") or from a Lenape language word meaning ""Great Deer"". The area was first settled in 1666 by Quakers and Baptists who had left the Puritan colony in New Hampshire.Piscataway Township was formed on December 18, 1666, and officially incorporated by an Act of the New Jersey Legislature on February 21, 1798, as part of the state's initial group of 104 townships. The community, the fifth-oldest municipality in New Jersey, has grown from Native American territory, through a colonial period and is one of the links in the earliest settlement of the Atlantic Ocean seacoast that ultimately led to the formation of the United States. Over the years, portions of Piscataway were taken to form Raritan Township (March 17, 1870, now Edison), Dunellen (October 28, 1887), Middlesex (April 9, 1913) and South Plainfield (March 10, 1926).Society Hill (with a 2010 Census population of 3,829) is a census-designated place (CDP) and unincorporated community located within Piscataway Township.Piscataway has advanced educational and research facilities due to the presence of Rutgers University, whose main campus spills into the township. High Point Solutions Stadium, home field for the Rutgers Scarlet Knights football team, is in Piscataway. Part of the Robert Wood Johnson Medical School is located in Piscataway as well.In 2008, Money magazine ranked Piscataway 23rd out of the top 100 places to live in America.In 2014, Money magazine ranked Piscataway 27th out of top 50 places to live in America.

 

New Brunswick is a city in Middlesex County, New Jersey, United States. It is the county seat of Middlesex, and the home of Rutgers University. The city is located on the Northeast Corridor rail line, 27 miles (43 km) southwest of Manhattan, on the southern bank of the Raritan River. At the 2010 United States Census, the population of New Brunswick was 55,181, reflecting an increase of 6,608 (+13.6%) from the 48,573 counted in the 2000 Census, which had in turn increased by 6,862 (+16.5%) from the 41,711 counted in the 1990 Census. Due to the concentration of medical facilities in the area, including Robert Wood Johnson University Hospital and Saint Peter's University Hospital, as well as Rutgers University's Robert Wood Johnson Medical School, New Brunswick is known as ""the Healthcare City"", The corporate headquarters and production facilities of several global pharmaceutical companies are situated in the city, .New Brunswick was formed by Royal charter on December 30, 1730, within other townships in Middlesex County and Somerset County and was reformed by Royal charter with the same boundaries on February 12, 1763, at which time it was divided into north and south wards. New Brunswick was incorporated as a city by an Act of the New Jersey Legislature on September 1, 1784.New Brunswick is noted for its ethnic diversity. At one time, one quarter of the Hungarian population of New Jersey resided in the city and in the 1930s one out of three city residents were Hungarian. The Hungarian community continues to exist, alongside a growing Hispanic community that has developed around French Street near Robert Wood Johnson University Hospital.

 

Jackson Township (often shortened to Jackson), named after Andrew Jackson, is a township in Ocean County, New Jersey, United States. As of the 2010 United States Census, the township population was 54,856. The population increased by 12,040 (+28.1%) from the 42,816 counted in the 2000 Census, which had in turn increased by 9,583 (+28.8%) from the 33,233 counted in the 1990 Census. The 2010 population was the highest recorded in any decennial census. The township is located within the New Jersey Pine Barrens.Jackson's most famous attraction is Great Adventure, which is home to the 456-foot (139 m) Kingda Ka, which as of 2014 is the tallest roller coaster in the world. Jackson is also home to Hurricane Harbor and Wild Safari.Jackson Township was incorporated as a township by an Act of the New Jersey Legislature on March 6, 1844, from portions of Dover Township (now Toms River Township), Freehold Township and Upper Freehold Township, while the area was still part of Monmouth County. It became part of the newly created Ocean County on February 15, 1850. Portions of the township were taken to form Plumsted Township on March 11, 1845.

 

Wayne is a township in Passaic County, New Jersey, United States, located less than 20 miles (32 km) from Midtown Manhattan. As of the 2010 United States Census, the township had a total population of 54,717, reflecting an increase of 648 (+1.2%) from the 54,069 counted in the 2000 Census, which had in turn increased by 7,044 (+15.0%) from the 47,025 counted in the 1990 Census.Wayne was formed as a township by an Act of the New Jersey Legislature on April 12, 1847, from portions of Manchester Township. Totowa was formed from portions of Wayne and Manchester Township on March 15, 1898.The township is home to Willowbrook Mall, Wayne Hills Mall, Wayne Towne Center, High Mountain Park Preserve and William Paterson University.

 

Irvington is a township in Essex County, New Jersey, United States. As of the 2010 United States Census, the township had a total population of 53,926,[11] having declined by 6,769 (-11.2%) from the 60,695 counted in the 2000 Census, which had in turn declined by 323 (-0.5%) from the 61,018 counted in the 1990 Census.

 

Parsippany-Troy Hills Township (pronounced par-SIP-eny), commonly called simply Parsippany, is a township in Morris County, New Jersey, United States. As of the 2010 United States Census, the township's population was 53,238, reflecting an increase of 2,589 (+5.1%) from the 50,649 counted in the 2000 Census, which had in turn increased by 2,171 (+4.5%) from the 48,478 counted in the 1990 Census.The name Parsippany comes from the Lenape Native American word parsipanong, which means ""the place where the river winds through the valley"". Parsippany-Troy Hills is the most populous municipality in Morris County.Parsippany-Troy Hills was incorporated as a township by an act of the New Jersey Legislature on March 12, 1928, from portions of Hanover Township, based on the results of a referendum held on May 9, 1928.In 2006, Parsippany-Troy Hills was recognized by Money magazine as the 17th-ranked of the Best Places to Live in the United States, the highest-ranked location in New Jersey. In 2008, it moved up to 13th position. Parsippany returned to Money Magazine's ""Best Places"" list in 2012, in the 15th position. It returned to the list in 2014, where it ranked 16 with Money citing its ""Arts and leisure"".Since 1967, the Vince Lombardi Trophy has been exclusively handcrafted by & Co. in Parsippany each year for the winning team of the , as is the Larry O'Brien Championship Trophy granted to the winner of the NBA Finals.[78]

 

Howell Township is a township in Monmouth County, New Jersey, United States. As of the 2010 United States Census, the township's population was 51,075, reflecting an increase of 2,172 (+4.4%) from the 48,903 counted in the 2000 Census, which had in turn increased by 9,916 (+25.4%) from the 38,987 counted in the 1990 Census.Howell Township was incorporated as a township by an Act of the New Jersey Legislature on February 23, 1801, from portions of Shrewsbury Township. Portions of the township were taken to form Brick Township in the newly created Ocean County (February 15, 1850), Wall Township (March 7, 1851) and Farmingdale (April 8, 1903).Some scenes for the War of the Worlds 2005 remake were filmed here, and a neighborhood called Ardena Acres was recreated as a set and left standing in Universal Studios Hollywood.Ramtown (with a 2010 Census population of 6,242) is a census-designated place (CDP) and unincorporated community located within Howell Township.

 

Perth Amboy is a city in Middlesex County, New Jersey, United States. The City of Perth Amboy is part of the New York metropolitan area. As of the 2010 United States Census, the city's population was 50,814,reflecting an increase of 3,511 (+7.4%) from the 47,303 counted in the 2000 Census, which had in turn increased by 5,336 (+12.7%) from the 41,967 counted in the 1990 Census. Perth Amboy is known as the ""City by the Bay,"" referring to Raritan Bay.

 

Hoboken (/'ho?bo?k?n/ HO-bo-ken; Unami: Hupok�n) is a city in Hudson County, New Jersey, United States. As of the 2010 United States Census, the city's population was 50,005, having grown by 11,428 (+29.6%) from the 38,577 counted in the 2000 Census, which had in turn increased by 5,180 (+15.5%) from the 33,397 counted in the 1990 Census. The city is part of the New York metropolitan area and contains Hoboken Terminal, a major transportation hub for the region. Hoboken is also the location of the first recorded game of baseball and of the Stevens Institute of Technology, one of the oldest technological universities in the United States.Hoboken was first settled as part of the Pavonia, New Netherland colony in the 17th century. During the early 19th century the city was developed by Colonel John Stevens, first as a resort and later as a residential neighborhood. It became a township in 1849 and was incorporated as a city in 1855. Its waterfront was an integral part of the Port of New York and New Jersey and home to major industries for most of the 20th century. The character of the city has changed from a blue collar town to one of upscale shops and condominiums. Hoboken is part of the New Jersey Gold Coast.On October 29, 2012, the city of Hoboken was devastated by the storm surge and high winds associated with Hurricane Sandy.The first centrally air-conditioned public space in the United States was demonstrated at Hoboken Terminal.[150] The first restaurant opened in 1964 at the corner of Seventh and Washington Streets.[151][152] Today, Hoboken is home to one of the headquarters of publisher Sons.[153]

 

Plainfield is a city in Union County, New Jersey, United States. As of the 2010 United States Census, the city's population increased to 49,808, its highest ever recorded population in any decennial census,[11][12] with the population having increased by 1,979 (+4.1%) from the 47,829 counted in the 2000 Census, which had in turn increased by 1,262 (+2.7%) from the 46,567 counted in the 1990 Census. Plainfield is nicknamed ""The Queen City"".[1]The area of present-day Plainfield was originally formed as Plainfield Township, a township that was created on April 5, 1847, from portions of Westfield Township, while the area was still part of Essex County. On March 19, 1857, it became part of the newly created Union County.Plainfield was incorporated as a city by an Act of the New Jersey Legislature on April 21, 1869, from portions of Plainfield Township, based on the results of a referendum held that same day. The city and township coexisted until March 6, 1878, when Plainfield Township was dissolved and parts were absorbed by Plainfield city, with the remainder becoming Fanwood Township (now known as Scotch Plains).

 

West New York is a town in Hudson County, New Jersey, United States, situated upon the New Jersey Palisades. As of the 2010 United States Census, the town's population was 49,708,[6] reflecting an increase of 3,940 (+8.6%) from the 45,768 counted in the 2000 Census, which had in turn increased by 7,643 (+20.0%) from the 38,125 counted in the 1990 Census.

 

Washington Township is a township in Gloucester County, New Jersey, United States. In the 2010 United States Census, the township's population was 48,559, reflecting an increase of 1,445 (+3.1%) from the 47,114 counted in the 2000 Census, which had in turn increased by 5,154 (+12.3%) from the 41,960 counted in the 1990 Census.Washington Township was incorporated by an Act of the New Jersey Legislature on February 17, 1836, from portions of Deptford Township. The Township officially moved to the newly created Camden County on March 13, 1844. Monroe Township was created on March 3, 1859, from part of the township. Most of Washington Township, along with all of Monroe Township, was moved back into Gloucester County on February 28, 1871, with the remaining portions of Washington Township that were still in Camden County being transferred to Gloucester Township. Additional transfers to Gloucester Township were made in 1926 and 1931.In 2008, CNN/Money and Money Magazine ranked Washington Township 58th on its list of the 100 Best Cities to Live in the United States.Turnersville (with a 2010 Census population of 3,742) is a census-designated place (CDP) and unincorporated community located within Washington Township.

 

East Brunswick is a township in Middlesex County, New Jersey, United States. The township is a suburb of New York City on the southern shores of the Raritan River. According to the 2010 United States Census, the township's population was 47,512, reflecting an increase of 756 (+1.6%) from the 46,756 counted in the 2000 Census, which had in turn increased by 3,208 (+7.4%) from the 43,548 counted in the 1990 Census.East Brunswick was incorporated as a township by an Act of the New Jersey Legislature on February 28, 1860, from portions of both Monroe Township and North Brunswick Township. Portions of the township were taken to form Washington town within the township (February 23, 1870; became independent as South River on February 28, 1898), Helmetta (March 20, 1888), Milltown (January 29, 1889) and Spotswood (April 15, 1908).As of the 2010 Census, the Census Bureau calculated that New Jersey's center of population was located a few hundred feet east of Nenninger Lane, near the New Jersey Turnpike. Based on the results of the 2000 Census, the state's center of population was located on Milltown Road in East Brunswick.

 

Bloomfield is a township in Essex County, New Jersey, United States. As of the 2010 United States Census, the township's population was 47,315,reflecting a decline of 368 (-0.8%) from the 47,683 counted in the 2000 Census, which had in turn increased by 2,622 (+5.8%) from the 45,061 counted in the 1990 Census. It surrounds the Bloomfield Green Historic District.Silver Lake (2010 total population of 4,243) is a census-designated place (CDP) and unincorporated community defined by the United States Census Bureau as of the 2010 Census that is split between Belleville (with 3,769 of the CDP's residents) and Bloomfield (474 of the total). Brookdale (2010 population of 9,239) is a CDP located entirely within Bloomfield.

 

West Orange is a suburban township in central Essex County, New Jersey, United States. As of the 2010 United States Census, the township's population was 46,207, reflecting an increase of 1,264 (+2.8%) from the 44,943 counted in the 2000 Census, which had in turn increased by 5,840 (+14.9%) from the 39,103 counted in the 1990 Census.The township is set off by two large parks: the South Mountain Reservation along its southwestern borders with Maplewood and Millburn, and the Eagle Rock Reservation along its northeastern borders with Montclair and Verona. The township straddles the transition between the low-lying Newark Bay basin and the high terrain of the Watchung Mountains.

 

Evesham Township is a township in Burlington County, New Jersey, United States. As of the 2010 United States Census, the township's population was 45,538, reflecting an increase of 3,263 (+7.7%) from the 42,275 counted in the 2000 Census, which had in turn increased by 6,966 (+19.7%) from the 35,309 counted in the 1990 Census.[16]Evesham Township was formed on November 6, 1688, as Eversham (with an ""R"" in the middle of the name that was lost in subsequent years) in the Province of West Jersey before the county was formed. It was incorporated by an Act of the New Jersey Legislature on February 21, 1798, as one of New Jersey's original group of 104 townships. Portions of the township were taken to form Washington Township (November 19, 1802), Medford Township (March 1, 1847) and Mount Laurel Township (March 7, 1872).

 

Bridgewater Township is a township in Somerset County, New Jersey, United States. As of the 2010 United States Census[update], the township's population was 44,464,[11] reflecting an increase of 1,524 (+3.5%) from the 42,940 counted in the 2000 Census, which had in turn increased by 10,431 (+32.1%) from the 32,509 counted in the 1990 Census.Bridgewater Township was originally created by Royal charter on April 4, 1749, from portions of the Northern precinct and was incorporated as one of New Jersey's initial group of 104 townships by an Act of the New Jersey Legislature on February 21, 1798. During the nineteenth century, portions of the township were taken to form Warren Township (March 5, 1806), Branchburg Township (April 5, 1845), Somerville (March 25, 1863), Raritan (April 3, 1868) and Bound Brook (March 24, 1869).Bradley Gardens (with a 2010 Census population of 14,206), Finderne (5,600), Green Knoll (6,200) and Martinsville (11,980) are census-designated places and unincorporated communities located within Bridgewater Township. Other unincorporated communities, localities and place names within the township include Chimney Rock, Middle Brook Heights, Milltown and Sunset Lake.

 

South Brunswick is a township in Middlesex County, New Jersey, United States. As of the 2010 United States Census, the township's population was 43,417, reflecting an increase of 5,683 (+15.1%) from the 37,734 counted in the 2000 Census, which had in turn increased by 11,942 (+46.3%) from the 25,792 counted in the 1990 Census.South Brunswick was first mentioned on February 28, 1778, in Freeholder minutes as being formed from New Brunswick Township. It was formally incorporated as one of New Jersey's initial group of 104 townships on February 21, 1798. Portions of the township have been taken to form Cranbury Township (as of March 7, 1872) and Plainsboro Township (on April 1, 1919).CNNMoney.com ranked South Brunswick Township 22nd on its 2011 list of the ""Best Places to Live"", featuring its picks of the best small towns in the United States.Playmobil USA, subsidiary of the Brandst�tter Group, has its headquarters in Dayton in the township.[81]

 

Egg Harbor Township is a township in Atlantic County, New Jersey, United States. As of the 2010 United States Census, the township's population was 43,323,[11] reflecting an increase of 12,597 (+41.0%) from the 30,726 counted in the 2000 Census, which had in turn increased by 6,182 (+25.2%) from the 24,544 counted in the 1990 Census.Egg Harbor Township was first mentioned as part of Gloucester County in records dating back to March 20, 1693, and at times was called New Weymouth. The township's western boundary was established on May 13, 1761, with the area called Great Egg-Harbour Township. Portions of the township were taken to form Galloway Township, which was established by Royal charter on April 4, 1774. Additional portions were taken to form Weymouth Township on February 12, 1798. On February 21, 1798, the area was incorporated as Egg-Harbour Township. Over the ensuing centuries, portions of the township were taken to create many new municipalities: Hamilton Township on February 5, 1813; Atlantic City on May 1, 1854; Absecon on May 1, 1854; South Atlantic City (now Margate City) on September 7, 1885; Pleasantville on January 10, 1889; Linwood on February 20, 1889; Somers Point on April 24, 1886; Longport on March 7, 1898; Ventnor City on March 17, 1903; and Northfield on March 21, 1905.Great Egg Harbor got its name from Dutch explorer Cornelius Jacobsen Mey. In 1614, Mey came upon the inlet to the Great Egg Harbor River. The meadows were so covered with shorebird and waterfowl eggs that he called it ""Eieren Haven"" (Egg Harbor).

 

Manchester Township is a township in Ocean County, New Jersey, United States. The township is noted for containing the Lakehurst Naval Air Station, the site of the infamous Hindenburg disaster of May 6, 1937. As of the 2010 United States Census, the township's population was 43,070, reflecting an increase of 4,142 (+10.6%) from the 38,928 counted in the 2000 Census, which had in turn increased by 2,952 (+8.2%) from the 35,976 counted in the 1990 Census. The 2010 population was the highest recorded in any decennial census.Manchester Township was incorporated as a township by an Act of the New Jersey Legislature on April 6, 1865, from portions of Dover Township (now Toms River Township). Portions of the township were taken to form Lakehurst on April 7, 1921.Cedar Glen Lakes (with a 2010 Census population of 1,421), Cedar Glen West (1,267), Crestwood Village (7,907), Leisure Knoll (2,490), Leisure Village West (3,493), Pine Lake Park (8,707) and Pine Ridge at Crestwood (2,369) are all census-designated places and unincorporated communitys located within Manchester Township.[30] Leisure Village West-Pine Lake Park had been a combined CDP through the 2000 United States Census and was split as of the 2010 enumeration.[30]

 

Hackensack is a city in Bergen County, New Jersey, United States, and serves as its county seat. It was officially named New Barbadoes Township until 1921, though it was informally known as Hackensack. As of the 2010 United States Census, the city's population was 43,010,[11] reflecting an increase of 333 (+0.8%) from the 42,677 counted in the 2000 Census, which had in turn increased by 5,628 (+15.2%) from the 37,049 counted in the 1990 Census.An inner suburb of New York City, Hackensack is located approximately 12 miles (19 km) northwest of Midtown Manhattan and about 7 miles (11 km) from the George Washington Bridge. From a number of locations, one can see the New York City skyline.The Metropolitan Campus of Fairleigh Dickinson University borders the Hackensack River in both Hackensack and Teaneck. Hackensack is also the home of the New Jersey Naval Museum and the World War II submarine USS Ling. Astronaut Walter Schirra is perhaps Hackensack's most famous native son.The city is known for a great diversity of neighborhoods and land uses existing in very close proximity to each other. Within its borders are the prominent Hackensack University Medical Center, a trendy high-rise district about a mile long, classic suburban neighborhoods of single-family houses, stately older homes on acre-plus lots, older two-family neighborhoods, large garden apartment complexes, industrial areas, the Bergen County Jail, a tidal river, Hackensack River County Park, Borg's Woods Nature Preserve, various city parks, large office buildings, a major college campus, the Bergen County Court House, a vibrant small-city downtown district, and various small neighborhood business districts.

 

Sayreville is a borough located on the Raritan River, near Raritan Bay in Middlesex County, New Jersey, United States. As of the 2010 United States Census, the borough's population was 42,704,[11] reflecting an increase of 2,327 (+5.8%) from the 40,377 counted in the 2000 Census, which had in turn increased by 5,391 (+15.4%) from the 34,986 counted in the 1990 Census.Sayreville was originally incorporated as a township on April 6, 1876, from portions of South Amboy Township. On April 2, 1919, the borough was reincorporated as the Borough of Sayreville and ratified by a referendum held on April 29, 1919.

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ip was formed by an Act of the New Jersey Legislature on February 17, 1848, from portions of Freehold Township.

 

Teaneck /'ti?n?k/ is a township in Bergen County, New Jersey, United States, and a suburb in the New York metropolitan area. As of the 2010 United States Census, the township's population was 39,776, reflecting an increase of 516 (+1.3%) from the 39,260 counted in the 2000 Census, which had in turn increased by 1,435 (+3.8%) from the 37,825 counted in the 1990 Census. As of 2010 it was the second-most populous among the 70 municipalities in Bergen County, behind Hackensack, which had a population of 43,010.Teaneck was created on February 19, 1895 by an Act of the New Jersey Legislature from portions of Englewood Township and Ridgefield Township, both of which are now defunct (despite existing municipalities with similar names), along with portions of Bogota and Leonia. Independence followed the result of a referendum held on January 14, 1895, in which voters favored incorporation by a 46�7 margin. To address the concerns of Englewood Township's leaders, the new municipality was formed as a township, rather than succumbing to the borough craze sweeping across Bergen County at the time. On May 3, 1921, and June 1, 1926, portions of what had been Teaneck were transferred to Overpeck Township.Teaneck lies at the junction of Interstate 95 and the eastern terminus of Interstate 80. The township is bisected into north and south portions by Route 4 and east and west by the CSX Transportation River Subdivision. Commercial development is concentrated in four main shopping areas, on Cedar Lane, Teaneck Road, DeGraw Avenue, West Englewood Avenue and Queen Anne Road, more commonly known as ""The Plaza"".Teaneck's location at the crossroads of river, road, train and other geographical features has made it a site of many momentous events across the centuries. After the American defeat at the Battle of Fort Washington, George Washington and the troops of the Continental Army retreated across New Jersey from the British Army, traveling through Teaneck and crossing the Hackensack River at New Bridge Landing, which has since been turned into a state park and historic site commemorating the events of 1776 and of early colonial life. In 1965, Teaneck voluntarily desegregated its public schools, after the Board of Education approved a plan to do so by a 7�2 vote on May 13, 1964. Teaneck has a diverse population, with large Jewish and African American communities, and growing numbers of Hispanic and Asian residents.Major institutions in Teaneck include Holy Name Medical Center and the Metropolitan Campus of Fairleigh Dickinson University, the largest private university in the state. The Teaneck Armory is the home of the New Jersey National Guard's 50th Main Support Battalion.

 

Atlantic City is a resort city in Atlantic County, New Jersey, famously known for its casinos, boardwalk and beach. It is the home of the Pageant. As of the 2010 United States Census, the city had a population of 39,558, reflecting a decline of 959 (-2.4%) from the 40,517 counted in the 2000 U.S. Census, which had in turn increased by 2,531 (+6.7%) from the 37,986 counted in the 1990 U.S. Census.Atlantic City served as the inspiration for the original version of the board game Monopoly. Atlantic City is located on Absecon Island on the coast of the Atlantic Ocean.There were 274,549 people living in the Atlantic City�Hammonton Metropolitan Statistical Area as of the 2010 Census.Atlantic City was incorporated on May 1, 1854, from portions of Egg Harbor Township and Galloway Township.As of September 2014, the greater Atlantic City area has one of the highest unemployment rates in the country at 13.8%, out of labor force of around 141,000.

 

Winslow Township is a township in Camden County, New Jersey, United States. As of the 2010 United States Census, the township's population was 39,499, reflecting an increase of 4,888 (+14.1%) from the 34,611 counted in the 2000 Census, which had in turn increased by 4,524 (+15.0%) from the 30,087 counted in the 1990 Census.Winslow Township was incorporated as a township by an Act of the New Jersey Legislature on March 8, 1845, from portions of Gloucester Township. Portions of the township were taken on November 26, 1867, to create Chesilhurst. In 1950, the township annexed a portion of Monroe Township (in Gloucester County).

 

Monroe Township is a township in Middlesex County, New Jersey, United States. As of the 2010 United States Census, the township's population was 39,132, reflecting an increase of 11,133 (+39.8%) from the 27,999 counted in the 2000 Census, which had in turn increased by 5,744 (+25.8%) from the 22,255 counted in the 1990 Census.Monroe Township was incorporated as a township by an Act of the New Jersey Legislature on April 9, 1838, from portions of South Amboy Township, based on the results of a referendum held that same day. Portions of the township were taken to form East Brunswick Township (February 28, 1860), Cranbury Township (March 7, 1872) and Jamesburg (March 19, 1887).Clearbrook Park (with a 2010 population of 2,667), Concordia (3,092 in 2010), Rossmoor (2,666 as of 2010) and Whittingham (2,476 in 2010) are census-designated places and unincorporated communities located within Monroe Township.There are several age-restricted communities in the township. Despite major senior citizen growth, the median age in Monroe has changed from 52.5 in 1990, 58.9 in 2000 to 53.2 in 2010, meaning that more growth has been from single family homes in those 10 years, than with senior citizen developments.

 

Manalapan Township is a township in Monmouth County, New Jersey, United States. As of the 2010 United States Census, the township's population was 38,872, representing an increase of 5,449 (+16.3%) from the 33,423 counted in the 2000 Census, which had in turn increased by 6,707 (+25.1%) from the 26,716 counted in the 1990 Census. The name ""Manalapan"" is derived from a word in the Lenape language that would mean either ""land of good bread"" or ""good land to settle upon.""Manalapan Township was formed by an act of the New Jersey Legislature on March 9, 1848, from portions of Freehold Township. Englishtown was formed as a borough from portions of Manalapan on January 4, 1888, based on the results of a referendum held the previous day.Yorketown (with a 2010 Census population of 6,535) is a census-designated place (CDP) and unincorporated community located within Manalapan Township.The Battle of Monmouth was fought on land that is now part of Manalapan and Freehold townships. Monmouth Battlefield State Park occupies 2,928 acres (1,185 ha) in the two townships.

 

Hillsborough Township is a township in Somerset County, New Jersey, United States. As of the 2010 United States Census, the township's population was 38,303, reflecting an increase of 1,669 (+4.6%) from the 36,634 counted in the 2000 Census, which had in turn increased by 7,826 (+27.2%) from the 28,808 counted in the 1990 Census.Hillsborough Township was originally created by Royal charter on September 12, 1771, from portions of Western precinct. It was incorporated by an Act of the New Jersey Legislature on February 21, 1798, as one of New Jersey's original group of 104 townships. Portions of the township were taken to form the boroughs of Millstone (May 14, 1894) and Manville (April 1, 1929).

 

Montclair (/m?nt'kl??r/ or /m??'kl??r/) is a suburban township in Essex County, New Jersey, United States. As of the 2010 United States Census, the township's population was 37,669, reflecting a decline of 1,308 (-3.4%) from the 38,977 counted in the 2000 Census, which had in turn increased by 1,248 (+3.3%) from the 37,729 counted in the 1990 Census. As of 2010 it was the 60th-most-populous municipality by population in New Jersey.Montclair was first formed as a Township on April 15, 1868, from portions of Bloomfield Township, so that a railroad could be built to Montclair. After a referendum held on February 21, 1894, Montclair was reincorporated as a Town, effective February 24, 1894. In the late 1970s, after protesting for years at the inequities built into the formulas, Montclair joined several other communities to qualify for a pool of federal aid allocated only to Townships, that allowed townships to receive as much as double the revenue-sharing aid per capita received by the four other types of New Jersey municipalities � Borough, City, Town or Village.

 

Galloway Township is a township in Atlantic County, New Jersey, United States. At 115.2 square miles (298 km2) of total area, Galloway Township is the largest municipality in the State of New Jersey.[14] As of the 2010 United States Census, the township's population was 37,349, reflecting an increase of 6,140 (+19.7%) from the 31,209 counted in the 2000 Census, which had in turn increased by 7,879 (+33.8%) from the 23,330 counted in the 1990 Census; The increase of more than 14,000 in population since the 1990 Census was the 11th-highest in the state.Galloway Township was incorporated by Royal charter on April 4, 1774, from portions of Egg Harbor Township, when it was still part of Gloucester County. Galloway was incorporated as one of the initial group of 104 townships by an Act of the New Jersey Legislature on February 21, 1798. After becoming part of the newly formed Atlantic County in 1837, portions of the township were taken to create Mullica Township (March 13, 1838), Egg Harbor City (June 14, 1858), Absecon town (February 29, 1872), Brigantine Beach borough (now Brigantine city; June 14, 1890) and Port Republic (March 1, 1905).

 

Freehold Township is a township in Monmouth County, New Jersey, United States. As of the 2010 United States Census, the township's population was 36,184, reflecting an increase of 4,647 (+14.7%) from the 31,537 counted in the 2000 Census, which had in turn increased by 6,827 (+27.6%) from the 24,710 counted in the 1990 Census.Freehold Township was first formed on October 31, 1693, and was incorporated as a township by an Act of the New Jersey Legislature on February 21, 1798. Portions of Freehold Township were taken to form Upper Freehold Township (c. 1731), so some wills and official records following the split referred to ""Lower Freehold Township"" although the official name has always been Freehold Township. Additional portions formed Millstone Township (February 28, 1844), Jackson Township (March 6, 1844), Atlantic Township (February 18, 1847; now Colts Neck Township), Marlboro Township (February 17, 1848) and Manalapan Township (March 9, 1848). Freehold town was formed within the township on March 25, 1869, and formally separated when it was reconstituted as a borough on April 15, 1919, including additional portions of the township.The Battle of Monmouth was fought in June 1778 in what has been preserved as Monmouth Battlefield State Park, which is in Freehold Township and Manalapan Township.

 

Monroe Township is a township in Gloucester County, New Jersey, United States. As of the 2010 United States Census, the township's population was 36,129, reflecting an increase of 7,162 (+24.7%) from the 28,967 counted in the 2000 Census, which had in turn increased by 2,264 (+8.5%) from the 26,703 counted in the 1990 Census.Monroe Township was originally formed as a township by an Act of the New Jersey Legislature on March 3, 1859, from portions of Washington Township, while the area was still part of Camden County. Monroe Township was shifted to Gloucester County on February 28, 1871, along with the majority of Washington Township. In 1950, portions of the township were transferred to Winslow Township in Camden County.Victory Lakes (with a 2010 Census population of 2,111) and Williamstown (15,567 residents as of 2010) are census-designated places and unincorporated communities located within Monroe Township. Cross Keys is another unincorporated area within the township.

 

Belleville (French: ""Belle ville"" meaning ""Beautiful town"") is a township in Essex County, New Jersey, United States. As of the 2010 United States Census, the township's population was 35,926, reflecting a decline of 2 (0.0%) from the 35,928 counted in the 2000 Census, which had in turn increased by 1,715 (+5.0%) from the 34,213 counted in the 1990 Census.Silver Lake (2010 total population of 4,243) is a census-designated place (CDP) and unincorporated community defined by the United States Census Bureau as of the 2010 Census that is split between Belleville (with 3,769 of the CDP's residents) and Bloomfield (474 of the total).

 

Pennsauken Township is a township in Camden County, New Jersey, United States, and a suburb of Philadelphia. As of the 2010 United States Census, the township's population was 35,885, reflecting an increase of 148 (+0.4%) from the 35,737 counted in the 2000 Census, which had in turn increased by 999 (+2.9%) from the 34,738 counted in the 1990 Census.

 

Ewing Township is a township in Mercer County, New Jersey, United States. The township is within the New York metropolitan area as defined by the United States Census Bureau, but directly borders the Philadelphia metropolitan area and is part of the Federal Communications Commission's Philadelphia Designated Market Area. As of the 2010 United States Census, the township's population was 35,790, reflecting an increase of 83 (+0.2%) from the 35,707 counted in the 2000 Census, which had in turn increased by 1,522 (+4.5%) from the 34,185 counted in the 1990 Census.In mid�2013, Celator Pharmaceuticals established an office presence in Ewing.[54]

 

Fort Lee is a borough at the eastern border of Bergen County, New Jersey, United States, in the New York City Metropolitan Area, situated atop the Hudson Palisades. As of the 2010 United States Census, the borough's population was 35,345, reflecting a decline of 116 (-0.3%) from the 35,461 counted in the 2000 Census, which had in turn increased by 3,464 (+10.8%) from the 31,997 counted in the 1990 Census. The borough is the western terminus of the George Washington Bridge and is located across the Hudson River from the Manhattan borough of New York City. Named for the site of an early American Revolutionary War military encampment, it later became the birthplace of the American film industry.

 

Lawrence Township is a township in Mercer County, New Jersey, United States. As of the 2010 United States Census, the township's population was 33,472, reflecting an increase of 4,313 (+14.8%) from the 29,159 counted in the 2000 Census, which had in turn increased by 3,372 (+13.1%) from the 25,787 counted in the 1990 Census.

 

Fair Lawn is a borough in Bergen County, New Jersey, United States, and a suburban municipality in the New York City Metropolitan Area. As of the 2010 United States Census, the borough's population was 32,457, reflecting an increase of 820 (+2.6%) from the 31,637 counted in the 2000 Census, which had in turn increased by 1,089 (+3.6%) from the 30,548 counted in the 1990 Census.Fair Lawn was incorporated as a borough by an Act of the New Jersey Legislature on March 6, 1924, as ""Fairlawn,"" from portions of Saddle River Township. The name was taken from Fairlawn, David Acker's estate home, that was built in 1865 and later became the Fair Lawn Municipal Building. In 1933, the official spelling of the borough's name was split into its present two-word form as ""Fair Lawn"" Borough.Radburn, one of the first planned communities in the United States, is an unincorporated community located within Fair Lawn and was founded in 1929 as ""a town for the motor age."" Fair Lawn is home to a large number of commuters to New York City, to which it is connected by train from two railroad stations on New Jersey Transit's Bergen County Line.Fair Lawn's motto is ""A great place to visit and a better place to live."" Fair Lawn has been rated as one of the top 10 best places to live in New Jersey. According to Nerdwallet, Fair Lawn witnessed a 5.3% increase in its working-age population between 2009 and 2011.

 

Willingboro Township is a township in Burlington County, New Jersey, United States. As of the 2010 United States Census, the township's population was 31,629 reflecting a decline of 1,379 (-4.2%) from the 33,008 counted in the 2000 Census, which had in turn declined by 3,283 (-9.0%) from the 36,291 counted in the 1990 Census.Abraham Levitt and Sons purchased and developed Willingboro land in the 1950s and 1960s as a planned community in their Levittown model. With residential development, the 1950 population of 852 rapidly climbed to 11,861 in 1960; and 43,386 in 1970. The community used the name ""Levittown, New Jersey"" in 1958, and ""Levittown Township"" from 1959 to 1963.

 

Long Branch is a beach side city in Monmouth County, New Jersey, United States. As of the 2010 United States Census, the city's population was 30,719, reflecting a decline of 621 (-2.0%) from the 31,340 counted in the 2000 Census, which had in turn increased by 2,682 (+9.4%) from the 28,658 counted in the 1990 Census.Long Branch was formed on April 11, 1867, as the Long Branch Commission, from portions of Ocean Township. Long Branch was incorporated as a city by an Act of the New Jersey Legislature on April 8, 1903, based on the results of a referendum, replacing the Long Branch Commission.

 

Deptford Township is a township in Gloucester County, New Jersey, in the United States. As of the 2010 United States Census, the township's population was 30,561, reflecting an increase of 3,798 (+14.2%) from the 26,763 counted in the 2000 Census, which had in turn increased by 2,626 (+10.9%) from the 24,137 counted in the 1990 Census.Deptford was first formed on June 1, 1695, at which time it was known as Bethlehem. It was incorporated as a township by an Act of the New Jersey Legislature on February 21, 1798. Over the centuries, portions of the township were taken to create Washington Township (February 17, 1836), Woodbury Borough (March 27, 1854; now Woodbury City), West Deptford Township (March 1, 1871), Wenonah (March 10, 1883), Westville (April 7, 1914) and Woodbury Heights (April 6, 1915).Deptford is a suburb of Philadelphia, located on the eastern side of the Walt Whitman Bridge, which joins southern New Jersey with Philadelphia. It is located 10 miles (16 km) southeast of Philadelphia and 50 miles (80 km) northwest of Atlantic City.Oak Valley (with a 2010 Census population of 3,483) is a census-designated place (CDP) and unincorporated community located within Deptford Township.

 

Garfield is a city in Bergen County, New Jersey, United States. As of the 2010 United States Census, the city's population was 30,487, reflecting an increase of 701 (+2.4%) from the 29,786 counted in the 2000 Census, which had in turn increased by 3,059 (+11.4%) from the 26,727 counted in the 1990 Census.Garfield, NJ is one of the most contaminated locations in US due to Chromium water contamination from a spill at Electroplating Corporation site.When the area that is now Garfield was first developed in 1873, it was known as East Passaic. In 1881, the community's name was changed to Garfield in honor of President of the United States James Garfield. There are generally two explanations given for the new moniker. According to one, shortly after Garfield was elected to the presidency the founder of East Passaic said, ""tell everyone...don�t speak of East Passaic anymore; call it 'Garfield' after the man who will lead this great country to prosperity."" Seven months later, President Garfield was assassinated but his name remained with the community. The second theory holds that after Garfield's death in 1881, a new train station was named in his honor, which in turn led to the surrounding area becoming associated with his name as well.Garfield was originally incorporated as a borough on March 15, 1898, from portions of Saddle River Township and Wallington. At the time, the New Jersey Legislature set Garfield's boundaries as they exist today. On April 19, 1917, the borough became the City of Garfield, based on the results of a referendum held two days earlier.

 

Westfield is a town in Union County, New Jersey, United States. As of the 2010 United States Census, the town's population was 30,316, reflecting an increase of 672 (+2.3%) from the 29,644 counted in the 2000 Census, which had in turn increased by 774 (+2.7%) from the 28,870 counted in the 1990 Census. According to a 2014 nationwide survey, Westfield is considered to be the 30th safest city to live in the United States.

 

The City of Orange is a township in Essex County, New Jersey, United States. As of the 2010 United States Census, the township's population was 30,134, reflecting a decline of 2,734 (-8.3%) from the 32,868 counted in the 2000 Census, which had in turn increased by 2,943 (+9.8%) from the 29,925 counted in the 1990 Census.Orange was originally incorporated as a township by an Act of the New Jersey Legislature on November 27, 1806, from portions of Newark Township. Portions of the township were taken on April 14, 1834, to form the now-defunct Clinton Township. On January 31, 1860, Orange was reincorporated as a town. Portions of the town were taken to form South Orange Township (April 1, 1861, now known as Maplewood), Fairmount (March 11, 1862, now part of West Orange), East Orange Township (March 4, 1863) and West Orange Township (April 10, 1863). On April 3, 1872, Orange was reincorporated as a city. In 1982, the name was changed to the ""City of Orange Township"" to take advantage of federal revenue sharing policies. Orange is often joined with neighboring East Orange, South Orange and West Orange and referred to as part of ""the Oranges"".

 

Livingston is a suburban township in Essex County, New Jersey, United States. As of the 2010 United States Census, the township's population was 29,366, reflecting an increase of 1,975 (+7.2%) from the 27,391 counted in the 2000 Census, which had in turn increased by 782 (+2.9%) from the 26,609 counted in the 1990 Census.Livingston was incorporated as a township by an Act of the New Jersey Legislature on February 5, 1813, from portions of Caldwell Township (now Fairfield Township) and Springfield Township (now in Union County, New Jersey). Portions of the township were taken to form Fairmount (March 11, 1862, now part of West Orange) and Roseland (March 10, 1908).The township was named for William Livingston, the first Governor of New Jersey, with his family's coat of arms as its seal.Although largely a bedroom community, there are many stores and restaurants located in Livingston, in three main shopping areas.

 

Voorhees Township is a township in Camden County, New Jersey, United States. As of the 2010 United States Census, the township's population was 29,131, reflecting an increase of 1,005 (+3.6%) from the 28,126 counted in the 2000 Census, which had in turn increased by 3,567 (+14.5%) from the 24,559 counted in the 1990 Census. Voorhees is a New Jersey suburb in the Greater Philadelphia Metropolitan Area.Voorhees Township was incorporated as a township by an Act of the New Jersey Legislature on March 1, 1899, from portions of Waterford Township. Portions of the township were taken on March 8, 1924, to form Gibbsboro.The township is named for Foster McGowan Voorhees, the Governor of New Jersey who authorized its creation.

 

Millville is a city in Cumberland County, New Jersey, United States. As of the 2010 United States Census, the city's population was 28,400,[6] reflecting an increase of 1,553 (+5.8%) from the 26,847 counted in the 2000 Census, which had in turn increased by 855 (+3.3%) from the 25,992 counted in the 1990 Census.[16] Millville, Bridgeton and Vineland are the three principal New Jersey cities of the Vineland-Millville-Bridgeton Primary Metropolitan Statistical Area which encompasses those cities and all of Cumberland County for statistical purposes.Millville was originally incorporated as a township by an Act of the New Jersey Legislature on February 24, 1801, from portions of Fairfield Township. Portions of the township were taken to form Landis Township on March 7, 1864. Millville was reincorporated as a city on March 1, 1866, based on the results of a referendum passed that same day.

 

Nutley is a township in Essex County, New Jersey, United States. As of the 2010 United States Census, the township's population was 28,370, reflecting an increase of 1,008 (+3.7%) from the 27,362 counted in the 2000 Census, which had in turn increased by 263 (+1.0%) from the 27,099 counted in the 1990 Census.What is now Nutley was originally incorporated as Franklin Township by an Act of the New Jersey Legislature on February 18, 1874, from portions of Belleville Township. Nutley was incorporated as a Town on March 5, 1902, replacing Franklin Township. Nutley was one of several Essex County communities that changed to the Township type during the 1970s in order to qualify for federal revenue-sharing aid only available to townships. Nutley derived its name from the estate of the Satterthwaite family, established in 1844, which stretched along the Passaic River and from an artist's colony in the area.New Jersey Monthly magazine ranked Nutley as its 38th best place to live in its 2008 rankings of the ""Best Places To Live"" in New Jersey.

 

Mount Olive Township is a township in Morris County, New Jersey, United States. As of the 2010 United States Census, the township's population was 28,117, reflecting an increase of 3,924 (+16.2%) from the 24,193 counted in the 2000 Census, which had in turn increased by 2,911 (+13.7%) from the 21,282 counted in the 1990 Census.The Township of Mount Olive was formed by an act of the New Jersey Legislature on March 22, 1871, from portions of Roxbury Township. Netcong was formed from portions of the township on October 23, 1894.Budd Lake (with a 2010 Census population of 8,968) is a census-designated place (CDP) and unincorporated community located within Mount Olive Township. Flanders is an unincorporated community located within the Township.

 

Neptune Township is a township in Monmouth County, New Jersey, in the United States. As of the 2010 United States Census, the township's population was 27,935, reflecting an increase of 245 (+0.9%) from the 27,690 counted in the 2000 Census, which had in turn declined by 458 (-1.6%) from the 28,148 counted in the 1990 Census.Neptune was incorporated as a township by an act of the New Jersey Legislature on February 26, 1879, from portions of Ocean Township. Portions of the township were taken to form Neptune City (October 4, 1881), Bradley Beach (March 13, 1893) and Ocean Grove (April 5, 1920, until it was found unconstitutional and restored to Neptune Township as of June 16, 1921).

 

Pemberton Township is a township in Burlington County, New Jersey, Unit"

 

You may likely have discovered freight factoring but you might just not know exactly what it is or much more significantly what it might do for your company. Receivable Loan Funding also referred to as receivables finance is a form of asset based financing that will boost a business' short-term cash needs. This is not a loan; no debt obligation is assumed by Receivable Financing ,and the funds are unrestricted. Accounts Receivable Loan Companies in Factors Business Factoring Companies in New Jersey at Staffingresource.org- affording medical accounts receivables factoring facilities factoring-companies-in-new-jersey

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As the manager of your own establishment, you may likely be more than knowledgeable already of the challenge in making certain that cash flow concerns do not become a difficulty down the line. After all, the most disappointing thing that can potentially occur for your business is to find yourself embroiled in a long and challenging situation that leaves you forever searching for the finances you need to have on an continuous manner.

 

 

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Because, depending upon the volume of the project, it can take up to 60 days for many businesses to get paid then it's necessary to blanket your own back and not leave yourself cash short to pay the monthly bills. After all, how many business enterprises have two months income just occupying there to pay for all their expenses until they earn?

 

 



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"Only four states are smaller in size than New Jersey, yet New Jersey ranks ninth in the nation in population and has the highest population density of any U.S. state, facts owing in part to its proximity to both New York City and Philadelphia but also indicative of its economic importance. New Jersey is a major industrial center, an important transportation corridor and terminus, and a long-established playground for summer vacationers. The state is noted for its output of chemicals and pharmaceuticals, machinery, and a host of other products, including electronic equipment, printed materials, and processed foods. Bayonne is the terminus of pipelines originating in Texas and Oklahoma, and there are oil refineries at Linden and Carteret. New Jersey has been a leader in industrial research and development since the establishment in 1876 of Thomas Edison's research facility in Menlo Park. Color televison, the videotape recorder, and the liquid crystal display were invented in New Jersey corporate research labs. Today telecommunications and biotechnology are major industries in the state, and the area near Princeton has developed into a notable high-tech center. Finance, warehousing, and ""big box"" retailing have also become important to the state's economy, attracting corporations and shoppers and to a large extent reversing New Jersey's onetime role as a suburb for commuters to New York City and Philadelphia. In addition to being a center of industry, transportation, and tourism, New Jersey is a leading state in agricultural income per acre. The scrub pine area of the southern inland region is used for cranberry and blueberry culture. North of the pine belt the soil is extremely fertile and supports a variety of crops, most notably potatoes, corn, hay, peaches, and vegetables (especially tomatoes and asparagus). Dairy products, eggs, and poultry are also important. Commercial and residential expansion, however, has taken over much of the state's farmland, and New Jersey is now almost one third developed."

 

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Why Trucking Firms Utilize Factoring Firms.

 

As the manager of your own establishment, you may likely be more than knowledgeable already of the challenge in making certain that cash flow concerns do not become a difficulty down the line. After all, the most disappointing thing that can potentially occur for your business is to find yourself embroiled in a long and challenging situation that leaves you forever searching for the finances you need to have on an continuous manner.

 

 



Factoring Companies Reviews at Smilling.Com

 

 

 

Receivables Loan

 

Receivables Loan

 

At one time or another, every company, even effective ones, have experienced bad cash flow.

Cash flow does not have to be an issue any more. Do not be fooled -- banks are not the only locations you can get funding. Other solutions are offered and you do not have to borrow. What is truck factoring ? One option is called trucking factoring. Trucking Factoring is the process of offering accounts receivable to an investor rather than waiting to gather the cash from the client. Oh, the Irony- Truck factoring has a paradoxical difference: It is the monetary backbone of numerous of America's most effective companies. Why is this ironic ? Since invoice factoring is not instructed in business colleges, is seldom discussed in business plans and is fairly unknown to the majority of most of American company people.

Yet it is a financial procedure that frees billions of dollars every year, allowing countless companies to grow and prosper. Invoice Factoring has actually been around for thousands of years. Receivable Loan Financing Companies are financiers who pay money for the right to get the future payments on your invoices. An overdue receivable or invoice has value. It is a financial obligation your client has agreed pay in the near future. Factoring Principals--Although factoring deals solely with business-to-business deals, a large portion of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail deals. Using the purest definition of the word, these large consumer finance companies are really simply large Invoice Factoring Companies of consumer paper. Think about it: You purchase at Sears and charge it to your MasterCard. The store gets paid practically immediately, although you do not pay up until you are prepared.

For this service, the credit card company charges Sears a charge (typical common normal fees range from 2 to 4 percent of the sale). The Benefits Receivable Loan Funding can provide numerous advantages to cash-hungry business. Rather than wait 30, 60, 90 days or longer for payment on an item that has currently been provided, a business can factor (sell) its receivables for money at a little discount off the dollar value of the invoice. Payroll, advertising efforts, and working capital are simply a few of the business requirements that can be met with instant  money.

Trucking Factoring offers the ways for a producer to renew stock and make more products to sell: There is no longer a requirement to wait for earlier sales to be paid. Receivable Loan Financing is not just a money management device for producers: Practically any kind business can benefit from Accounts Receivable Factoring. Typically, a business that extends credit will have 10 to 20 percent of its annual sales bound in invoices at any given time. Think for a minute about how much is tied up in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a customer s invoice, however you can sell that invoice for the money to satisfy those obligations. Using trucking factoring companies is a quick and easy procedure. The factoring company buys the invoice at a price cut, usually a few portion points less than the stated value of the invoice.

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The United states Trucking Organization
states that there are about
205,000 workers with transportation
companies and
250,000 private providers trucking
companies licensed to
run in the States that carried,
according to their latest listings of millions of
products, materials and
standard products .
There are a number of usual
providers either going solo or in
groups on our country
highways transferring these
vital products to our
shops, manufacturing facilities and shipping ports.

Also  freight bill factoring
firms service
numerous of them and offer their
factoring services
nationwide including
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

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Factoring loans company Calculator
This calculator will show you how much you will make by using our factoring loans company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our factoring loans company
Enter the principal balance of your factoring loans company
(call your factoring loans company lender and ask for the current payoff amount):
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Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

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Trucking Companies serving to/from points within the United States,
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Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

 

 

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"

�So, this is not a loan?� Henry Flores asked as he leaned back in his chair, crossing his legs. The woman who sat across the desk smiled and shook her head.�No, not exactly,� she said.Henry Flores owned a small trucking company, and his business had recently fallen on difficult times. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Roberto. He named his business Tucker Trucking, named after Lance and Vincent, his two grandfathers. Both of these men had been very hardworking and had set a great example for Roberto.Six months ago disaster struck Roberto's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was a roll-over and ended up in the trucking graveyard: the other was involved in a serious and costly accident. The financial security of Roberto's company relied on his full fleet on fifteen being on the road, and missing two trucks was just devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

Waiting a month or longer for bills to be paid was quite normal. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Henry wasn�t a bad owner, and he hadn�t messed up. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.That�s where the woman across the desk came in. Her name was Eva and she worked for a factoring company. Henry had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Eva explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Henry nodded. It sounded perfect - perhaps too good?.Eva laughed. �I'm not sure that you believe me,� she said.�No, I do, I just think it sounds a bit too good to be true. I actually thought I might end up losing my business.�Eva smiled, agreeing. �Yes, we get a lot of that. There's no way we want to see you lose your business. We know how hard you work, and that you've invested everything in your business. We all need help sometimes. That's why we do what we do.""Well, I'm very grateful that you came to see me today.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� Eva said with a smile. �Let's work out a solution to your problem.�And right there and then they created a business profile. Henry completed the form, with Eva offering advice as needed.

 

The completed profile gave Eva and her company all the information they needed on Roberto's business, and with this information they would determine if this business would in fact be suitable for Factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. As Henry completed his form, Eva listened to his story and she felt quite sure he would be the ideal candidate for Factoring.Eva took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook Roberto's hand. He stood before they shook as well, and then smiled. They said their goodbyes and Henry walked her to the door, and then returned to his office.All his staff members were there, all seven who worked in his office. Sitting behind his desk once more he could hear the familiar sounds of his office workers going about their daily business.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. Talking to Eva though, learning about factoring, it felt like a weight had been lifted from his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.All those long, sleepless nights. The terrifying panic attacks that occurred regardless of where he was. He could feel it all fading away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.His mind wandered back to the very beginning, when he first started his business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been really successful. Offering home cooking in his own hometown, his business had really prospered.But he had gotten bored. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took six months off, and during that time he decided to create Tucker Trucking. And that's exactly what he did. For the second time in his short life he created a company from the ground up. He had been successful.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was nearing fifty. He was concerned that he just did not have the energy left to try and save the business. But giving up wasn't part of his personality either.

 

The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He did not want to quit - both for himself and for his staff members.And now, because of factoring, he was sure he wouldn�t have to. Henry opened his eyes, sat forward, turned his computer on. He had things to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

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Factoring Companies Reviews at Businessdebtloan.Org

 

 

 

Freight Factoring Companies For Brokers

 

"

Since the mid 1980s Morales Truck & Haul have been successfully running their freight business. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the boom times from 2002 to 2007 Morales Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. The money was flowing, and times were great.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. Worse still, it was noticed by Morales in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. And as spring turmed to summer and summer into the early days of fall, Eddie Schmidt, CEO of Morales felt a chill go down his spine whenever he would look at the weekly A/R reports. There was a growing list of clients who now owed them back debt.He had already been to the administrators to ask what the actual problem was. Were they doing things different, or wrong, when it came to collecting overdue accounts? When checking his bookkeeper's records this was definitely not the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. The had just gone!.The situation looked dire to Eddie Schmidt. Eddie was very concerned, because there were constant overheads, goods to ship, employees to pay, and trucks which needed to be maintained, but there just wasn't the money coming back into the business. After work he would confide in his wife, Anita, and neither were unable to stop the constant worry over the lack of funds.""Lin, I have a really bad feeling,"" he would say with deep woe.""Well, what do you think it is?"" she would say.Eddie would stare off for a moment and then close eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them on the road, delivering good to all his loyal customers. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. What on earth was happening to create the death of his business?""I know what it is,"" Eddie said. ""For way too long I've been relying solely on profits received from invoices. For too long I've been allowing our clients to let their accounts become overdue."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Anita was trying so hard to support her husband in these worrying times, while Eddie was weighed down with the worry of how he was going to handle this situation he found himself in.The next day Eddie strolled into his office and was determined to sit down and make every phone call to every client who had owed Morales money. This wasn't really a very efficient way for a Chief Executive to spend his day, and Eddie knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Eddie was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Joerley knocked at his door.

 

""Can I have a word with you Eddie?"" she asked standing in the doorway.

 

""Sure thing Jo, come on in."" Eddie leaned back in his chair and looked expectantly at Joerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Eddie."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" she asked.""It does sound vaguely familiar. What is it?"" he said.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Eddie interrupted ""Immediately?"".""Immediately, yes"" she added, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It provides a very broad view.""Eddie replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

This company tells us what the cost will be to purchase factoring for our accounts receivable. The funding commences once we�ve arrived at an agreement.�Eddie leaned forward and reviewed the paperwork closely.""I do not know, Jo - it just sounds too good to be true"", Eddie said quietly.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. They appear to be very flexible, Eddie,"" she underlined a paragraph on the paper before him.""How flexible?"" asked Eddie.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. Apparently they can figure this all out in two to four days.

 

""It does all sound pretty good, remembering that we are all tapped out now with loans from the bank last year to repair vehicles, and we all know just how tight money is. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" Eddie said.Eddie took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Precisely�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Eddie took a moment to think about this solution, and agreed with his secretary. The customers who were in debt to Morales Truck & Haul were professional resources of the company, but they were also long-standing friends. Eddie wasn't prepared to lose these relationships just because they were having financial issues at the moment. Eddie knew only too well that the whole economy was floundering, and that it was not going to change overnight. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. He did not want to lose business but he also did not want to lose any more money.""Well, let me think about this tonight Jo, thank you."" Jo nodded, stood up and left the office feeling that she had helped her employer keep on his shirt and hers too.Eddie stayed at his desk for a long time, looking over the details they hadn't discussed during their meeting. What other issues could freight factoring help Morales with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. Eddie was surprised: it said that his company could get up to fifty percent cash advances on load pickups. Eddie was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""I must tell Lance the good news,"" muttered Eddie to himself.Lance is Eddie's son-in-law, and he really admired the ideas behind Morales, so much so that only two years before he had started his own transportation service business. Eddie knew then what struggles Lance would face but he encouraged him nonetheless. With the economy the way it was, if an established company such as Morales was struggling then the little guys, like Lance, were going to be in even more trouble. But, an antidote may have been found in freight factoring and Eddie was soon to find out.A few short months later, after completing the application process, having the legal experts review his credit history, accounts receivable, and statements, finally Eddie was beginning to find his way out of the hole his debtors had created for him.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They used that time to refocus their efforts in being competitive in new territories. Eddie looked back on the dismal months of life before freight factoring and almost shuddered at the thought. Had he missed the boat on this one, he probably wouldn't be in business today.

 

"

 

 

 

 

 

 

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Factoring Companies Reviews at Businessdebtloan.Org

 

 

 

Factoring Companies For Trucking Industry

 

The key reasons why Truck Establishments Use Factoring Companies.

 

As the manager of your own establishment, you may perhaps be more than conscious already of the challenge in making sure that cash flow matters do not become a dilemma down the line. After all, the most horrible thing that can potentially happen for your establishment is to find yourself involved in a long and tough situation that leaves you forever looking for the funds you require on an continual manner.

 

For any establishment in this circumstance, the dilemma can come for waiting for work to clear up and actually be paid out into your account. Bill of sales, checks, and the like can take a while to actually to beprocessed which could leave you with momentary cash flow dilemmas. Thank goodness, there are options out there for firms to look into-- and one of these is factoring agencies.

 

Factoring firms will, in trade for your invoices, give you with the cash right away so you do not have to worry about the lingering duration that could make paying off the expenses and getting materialsmore complicated. With this form of system, invoice factoring can become exceptionally practical for several enterprises who ought to avoid a money trap which they have discovered themselves in.

 

Since, depending on the size of the job, it can take up to 60 days for several companies to get paid then it is significant to blanket your own back and not leave yourself resources short to settle the expenses. After all, how many enterprises have two months cash flow just occupying there to pay for all their overheads until they make money?

 

This is especially correct of trucking agencies. They tend to handle numbers of accounts which means a huge amount of collection period involves company owner themselves. Seeking to get paid promptly can eventually become an unbelievable struggle and this is the key reasons why you make use of trucking factoring firms who are glad to help out truckers particularly.

 

As most of us determine, trucking is an incredibly massive market with numerous firms out there handling hundreds of operators. Regretfully, several of these drivers land up in finances dilemmas considering that they are still anticipating work from six weeks in the past to actually compensate them. When this is the condition for a truck organization, turning to factoring firms for support might be the finest option left.

 

This means that a truck firm can provide the wages of the workers, keep all the trucks refilled with gas and continue to escalate, grow and expand without always waiting for the income which is taking too long to come in. Trucking Companies functioning without a factoring system used are leaving themselves at critical threat, as competitors cash out rapidly and carry on to develop.

 

There's genuinely not a thing to be worried about when it comes to making use of a Factoring contractor-- they typically are not like a financial institution or any individual who is going to leave you with a huge pile of debt to repay. You give them legitimate invoices from job you have already accomplished , you are merely expediting the repayment process.

 

In the United States, where truck enterprises do well, factoring companies are not considered getting a loan in any capacity. This confidential deal then lets both groups to make money and indulge in a worry-free future-- it provides the factoring company a warranted resource of profit to put into the list and it provides the trucking business the required money that they worked hard to gain.

 

The trucking establishment provides their accounts to the factoring business. The trucking factoring firm then collect the payment amounts from the trucking company's clients. Factoring has been in existence for hundreds of years and has been adopted for many years by a lot of various fields-- but none much more so than truckers. While you could lose out on a small part of the money, something like 1-3 % depending on who you deal with, it implies that you are acquiring the money today and can actually start setting the funds to do work.

 

Once and for all, an IOU or an invoice is certainly not going to finance overheads, is it? For trucking companies when the funds can be excellent one day and gone the next, it is up to the drivers to work smartly and to make sure they are leaving themselves with a notable quantity of time and money to get through the week till they are compensated once more.

 

So the next occasion your trucking enterprise is bearing some temporary cash flow issues and you are devoting an excessive amount of time chasing slow paying clients, why not start off taking into consideration using a factoring companies as a means to get your money and give yourself a more pleasant future in the eyes of your trucking staff and your bank difference?

 

 

 

 

 

 

 

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Factoring Companies in New Jersey

 

 

 

Factoring Companies Reviews at Businessdebtloan.Org

 

 

 

Factoring Freight Brokers

 

The Future of a Trucking Company, and Factoring Kenneth Thompson let the phone ring on his desk. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Thompson Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

Kenneth�s father had started as an owner-operator and had grown Thompson Trucking Company into a fifteen trailer fleet over forty years. Yes, they had survived some very difficult times when it appeared like they might go under, and even Kenneth's mother had jumped into the cab at times to make hauls. His father had worked long enough to see the price of hires drop dramatically during the recession and to see the explosion of fuel prices afterwards. Now the company was solely in Kenneth�s hands and he wanted to live to see it in better shape for his sons.

 

To move Thompson Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. His employees needed to be paid. They had families and household bills too. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. Every time he had to turn down a request, Thompson Trucking looked weak in a very strong market.

 

He knew what his father would have said - 'wait, take your time before adding new technology'. Kenneth chuckled, thinking about his father. His father had been against placing GPS units in the cabs. He would say, �Why do you need the voice of some woman to tell you to get off at an exit that has been the same exit that has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Kenneth believed a successful man is always thinking of his next step. How would he take Thompson Trucking to the next level? And how would he be able to afford it? Business funding was tied up in fuel bills and the mortgage for the garage and office. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded a lot like ninth grade algebra which just didn�t feel like it belonged as part of the trucking business. A factoring company actually purchases your invoices and takes control of your accounts receivable, payment being a certain percentage of the amount invoiced. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. In those 30 days, a trucking company can�t pay its bills and employees in invoices.

 

Kenneth had to really consider what his next step was going to be. Kenneth had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He was quite happy to sign an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. He was not charged for a credit check, and in addition he was offered a fuel advance on the pick-up of a load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. He was more than happy with the figures he was offered in percentage terms on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were more personable than those loan managers at the bank. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. Factoring was based on the credit of his customers and on their reliability which worked well for Kenneth because he and his father had built up good strong relationships over decades with their list of clients. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients wouldn�t think poorly of Thompson Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Kenneth stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. He suddenly realized that, with this new cash flow, he could actually expand Thompson Trucking Company and who knows, move into Canada, which had always been his dream. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

 

 

 

 

 

 

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Factoring Companies in New Jersey

 

 

 

 

 

 

Factoring Companies Reviews at Businessdebtloan.Org

 

Truck Driver Factoring

 

Date Published- 2014- 06-19 Factoring Truck Loads

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
Factoring Companies Reviews at Businessdebtloan.Org

 

 

 

 

 

More Factoring Freight Brokers-Articles

 

 

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not offer loans, and you do not go into debt when you get money from a Trucking Factoring company. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

While not every business can take advantage of Trucking Factoring account financing (you have to have a business that has account receivables) for those that can use this type of financing there are several distinct benefits.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. Using a Trucking Factoring company means that you'll get the finance quicker. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

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